What does Finance IQ Australia do?
We help you secure the right home loan or finance solution based on your goals. Whether you’re buying your first home, investing, or refinancing, we guide you through the entire process.
How much deposit do I need to buy a home?
In many cases, you can get started with as little as 5%, depending on your situation and loan type. We’ll assess your options and explain what works best for you.
Can I buy a home with a low deposit?
Yes, there are options available for low-deposit buyers, including government schemes and lender-specific products. We’ll help you understand what you’re eligible for.
Can you help first home buyers?
Absolutely. We specialise in helping first home buyers understand the process, access grants, and get into their first home sooner.
Can I refinance my current loan?
Yes, refinancing can help you reduce repayments, access equity, or get a better rate. We’ll compare options and handle the switch.
Whats the difference between fixed and variable rates?
Fixed rate: Locked repayments for a set period
Variable rate: Can go up or down over time
We’ll help you decide what suits your situation.
How much can I borrow?
Your borrowing capacity depends on your income, expenses, debts, and overall financial position. We’ll calculate this for you and show you a clear range.
What is pre-approval and do I need it?
Pre-approval is when a lender confirms how much you can borrow before you buy. It’s highly recommended as it gives you confidence and helps you act quickly.
What types of loans do you offer?
We work with a wide range of lenders to offer:
First home buyer loans
Investment loans
Refinancing options
Construction loans
Fixed & variable rate loans
What happens after my loan is approved?
We guide you through:
Signing documents
Settlement
Getting ready for move-in
We stay with you the whole way.
Why should I use a broker instead of going direct to a bank?
We:
Compare multiple lenders
Find options suited to you
Save you time and stress
Handle the process end-to-end
How do I get started?
Simply reach out to our team. We’ll have a quick chat, understand your goals, and map out your next steps, simple and stress-free.
Ready to Get Started?
Let’s make finance simple
Book a no-obligation consultation and take the first step toward clarity and confidence.